11. Bank of Melbourne products such as its own debit card and fee-free banking policy must be retained. 12. Takenaka has been on a harrowing ride since taking charge of banking policy on Sept . 30. 13. Bimson's banking policy broke with conventional wisdom. 14. However, since liberalisation in government banking policy in the 1990s, old and new private sector banks have re-emerged. 15. But the government's turn to a more drastic banking policy is deepening divisions in the Liberal Democratic Party. 16. Martin Mayer, who follows banking policy for the Brookings Institution, doubts that next year will be any different. 17. Critics contend that Finance Ministry officials responsible for banking policies at the time could have prevented the ensuing crisis. 18. Moreover, the organization is the first central bank in the world to issue a " Green Banking Policy ". 19. Initially the Royal Bank had followed a cautious banking policy acquiring ? million in deposits by the end of 1888. 20. Bush could begin his acceptance speech by saying : " First and foremost, sound banking policies anchor the union ."