CIBIL was promoted by State Bank of India ( SBI ), Housing Development Finance Corporation ( HDFC ), Dun & Bradstreet Information Services India Private Limited ( D & B ) and TransUnion International Inc . ( TransUnion ) to provide comprehensive credit information by collecting, collating and disseminating credit information pertaining to both commercial and consumer borrowers, to a closed user group of Members.
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At 68, when he had already received many honours and was stepping down from ICICI, he started a new institution, the Housing Development Finance Corporation ( HDFC was an unknown venture and that no one knew if it would " click " with the Indian people, but Hasmukh Thakordas Parekh had by then already obtained promises of funding from overseas investors, and he was enthusiastic about the project.
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