11. Sainsbury controls its own, newly licensed bank . 12. M3 money supply comprises publicly circulated cash, licensed and restricted-licensed banks 'saving deposits and transferable certificates of deposit. 13. The now wholly owned subsidiary became Bank of Baroda ( Hong Kong ), a restricted license bank . 14. They are distributed by, and available for purchase from, duly licensed bank , stock brokerage, and insurance company representatives. 15. The FGN Bonds were sold to the investing through all licensed banks and discount houses in the country. 16. This is based on the official list of licensed banks registered in Moldova published by the National Bank of Moldova. 17. The International Bank of Singapore is a fully licensed bank with three branches in the country and five overseas offices. 18. In 1993, there were 534 licensed banks and 370 offshore insurance companies, which employed 10 percent of the islands'labor force. 19. In 1995, in the UK, an organisation that was making use of a DoM licensed bank was barred from doing business. 20. Since 2009, customers of any licensed bank are able to use the ATMs of other banks without paying a service charge.