11. The appeal of the two J & J brands is largely restricted to the lower-and lower-middle income groups . 12. The bank praised Indonesia's economic reforms, saying they had helped push the country into the lower middle income group . 13. The appeal of the two J & AMP; J brands is largely restricted to the lower-and lower-middle income groups . 14. "We have to grow at the rate of 12-15 percent to come into the middle income group , " said Bhattacharya. 15. He said, adding that rising interest rates had also affected the livelihood of people in the lower and middle income group . 16. "Treasury's done the distribution analysis and they clearly favor the upper income groups more than they do the middle income groups ," 17. In Hong Kong, for example, about 25 percent of public hospital patients were from middle and upper-middle income groups , Hockett told reporters. 18. Almost all the residents in Kampung Tasik Permai are from the lower-income to lower-middle income groups , and most work in Kuala Lumpur. 19. Hence most of its sales are to the relatively well-educated business and upper to middle income group , who generally support its conservative stance. 20. His involvement and interest in the housing problems of the low and middle income groups grew out of this experience and research in public housing.