11. The BOT is responsible for the setting and monitoring of financial institutions'assets and cash reserve ratios . 12. He cites an internal SBLI report that put the surplus-to-reserve ratio at 17.67 percent in 1996. 13. That would be equivalent to a 1.75 percentage-point cut in the cash reserve ratio , he said. 14. Daiwa Bank said its bad-loan reserve ratio would be 54 percent at the end of March. 15. Apart from the Statutory Reserve Ratio , banks are also required to hold what is called liquid assets. 16. The central bank last lowered the reserve ratio in April when it cut it by two percentage points. 17. That would be equivalent to a 1 . 75 percentage-point cut in the cash reserve ratio , he said. 18. It is important how the term'reserves'is defined for calculating the reserve ratio , as different definitions give different results. 19. He cites an internal SBLI report that put the surplus-to-reserve ratio at 17 . 67 percent in 1996. 20. In theory, Islamic banking is an example of full-reserve banking, with banks achieving a 100 % reserve ratio .
