11. Disability may occur anytime before or after the term insurance expires. 12. Long-term insurance business means the business of providing policy benefits under defined long-term policies. 13. Term insurance is the most basic form of life insurance.14. The division of insurance business into short-and long-term insurance business is for administrative purposes. 15. I'm looking at 10-year term insurance instead of permanent insurance. 16. The company offers individual universal life plans, term insurance plans, and whole life plans. 17. .. . Typically, permanent insurance costs at least 5 times more than term insurance . 18. Term insurance is the cheapest way to buy life insurance.19. Others are saying 30-year term insurance will no longer exist. 20. The company said this money will be invested in long-term insurance and savings operations.