The other two are cash-value policies, meaning they pay a death benefit and money accrues in the account based on an internal rate of return.
12.
In 1997, Prudential settled the class action brought by customers who bought cash-value policies from 1982 through 1995 _ a total of 10.7 million policies.
13.
Someone can buy an Ameritas term policy, which does not have any cash value, with the right to convert to one of its cash-value policies.
14.
The activists do not allege such race-based pricing in traditional life insurance policies, but rather within low-value policies that provide limited coverage for burial expenses.
15.
Cash value policies will factor depreciation into the value of insured items, while replacement cost policies replace the structure and contents of a home without factoring depreciation.
16.
In 1997, Prudential settled the class action brought by customers who bought cash-value policies from 1982 through 1995 _ a total of 10 . 7 million policies.
17.
The average cost of term insurance is only about a seventh as much as the cost of a cash value policy with the same initial death benefit.
18.
Consumers trying to evaluate policies lso need to look at the internal rate of return of a cash-value policy and the financial strength of the company offering it.
19.
The practice of charging blacks higher premiums than whites in older, low-value policies attracted national attention two years ago after an investigation by the Florida Department of Insurance.
20.
The practice of charging blacks higher premiums than whites in older low-value policies came to national attention two years ago after an investigation by the Florida Department of Insurance.
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