21. Net interest income after provisions and bad and doubtful debts rose by 19 . 7 percent. 22. Charges for bad and doubtful debts tumbled 43 . 2 percent to A $ 182 million. 23. Provisions for bad and doubtful debts fell to 396 million pounds from 602 million pounds previously. 24. B ) provision for bad and doubtful debts 25. Provisions for bad and doubtful debts fell to 67 million pounds from 89 million pounds previously. 26. Provisions for bad and doubtful debts fell to 72 million pounds from 122 million pounds previously. 27. Provisions for bad and doubtful debts fell to 158 million pounds from 194 million pounds previously. 28. Provisions for bad and doubtful debts fell to 172 million pounds from 198 million pounds previously. 29. The company said it set aside provisions for bad and doubtful debts of $ 119 million. 30. Provisions for bad and doubtful debts fell to 177.1 million pounds from 221.5 million pounds previously.