21. Chile's credit agencies are profiting mightily from the surge in credit demand. 22. As a result, credit agencies are among the most profitable companies in Chile. 23. The credit agency is expected to announce the results of its review in April. 24. Any changes it makes will be passed on to the other two credit agencies . 25. Petrozuata officials said the loan agreement is with several banks and international credit agencies . 26. The credit agencies have been criticized in the past for not moving quickly enough. 27. Some information sought by the credit agencies can be found in the presentation materials. 28. A major credit agency downgraded the tobacco giant's credit to junk status. 29. Credit agencies have lowered their ratings on some company bonds until the debt is reduced.30. He then went back to the credit agencies to persuade them to heed the request.