21. Jerry Jordan forecast a further deregulation of banking with a few safety nets, such as federally insured deposits . 22. Two Cypriot banks were exposed to a insured deposit of ?100k or less was to be affected. 23. Under the second approach, the traditional barrier between commerce and banks with federally insured deposits would be maintained. 24. The Federal Deposit Insurance Corporation ( FDIC ) insures deposit accounts in federal savings banks up to prescribed limits. 25. It offers FDIC-insured deposit accounts through checking, savings, certificate of deposits ( CDs ), money markets and other products. 26. Until then, depositors would have access their insured deposits through ATMs, their existing checks, and their existing debit cards. 27. Writing in the Washington Monthly, Dorgan said commercial banks should not be allowed to invest federally insured deposits in derivatives. 28. Until then, banking regulation was that banks with federally insured deposits should not be put at risk by brokerage subsidiaries'activities. 29. It began with the assumption of insured deposits from Arkansas-based ANB Financial, the third FDIC-insured bank to fail in 2008. 30. Until then, depositors would have to access their insured deposits through ATMs, their existing checks, and their existing debit cards.