21. A higher medical loss ratio indicates that the company is spending more on medical expenses. 22. The win-loss ratio is 32-15 in favor of Australia. 23. A better loss ratio in property and casualty insurance led to improved earnings at Amwest. 24. In the quarter ended Dec . 31, the medical-loss ratio was 74 . 9 percent. 25. Pilots recorded some kills, but the loss ratio in air-to-air combat was even at best. 26. Oregon publishes this " medical loss ratio " information for major insurers in that state. 27. He left Adelaide with a 55 52 win-loss ratio . 28. We've got a better won-loss ratio , won as many races, we're further ahead in points. 29. And the win-loss ratio overall favors Australia 40-25, with a 10-9 edge on neutral venues. 30. Loss ratios have deteriorated because of intensifying competition.