21. It strengthens the central bank's case for requiring higher loan loss reserves at banks. 22. Mercury said the 1996 loss stemmed from $ 125 million in added loss reserves . 23. This was a result of the required loan loss reserves as directed by BSP. 24. Companies across the industry are reevaluating prior-year loss reserves based on more current information, 25. Golden State withdrew $ 1 . 1 million from loan loss reserves , adding to earnings. 26. All the big banks boosted their loss reserves too. 27. The banks'books would look worse and more loan-loss reserves would have to be set aside. 28. In addition, the bank said, it had increased loan loss reserves by dlrs 510 million. 29. That includes $ 125 million before taxes to boost the loan-loss reserves at American Savings. 30. The bank said it has set aside loan-loss reserves worth 25 percent of problem loans.