21. Women had higher lay-off rates but also they were not rehired despite the boom in the auto industry. 22. The charge-off rates in many cases exceeded the interest received on the loan categories, resulting in a negative return. 23. The company's charge-off rate for its home-equity loans for the year was 0.42 percent, down from 0.54 percent in 1994. 24. American Express'credit card write-off rates fell to 5 . 1 percent from 5 . 2 percent in the second quarter. 25. He was checking off ratings on a pile of standardized appraisal forms _ and watching a baseball game at the time. 26. The transaction " keeps their charge off rate lower than where it would be, " said Salomon Brothers analyst Thomas Facciola. 27. Brobeck said that though delinquency rates are important, the charge-off rate is a more telling indicator of the national debt burden. 28. In sports betting, probability forecasts may not be published as such, but may underlie bookmakers'activities in setting pay-off rates , etc .. 29. The charge-off rate on managed credit cards was 7.39 percent for the quarter, up from 3.70 percent in the year-earlier quarter. 30. The charge-off rate on managed credit cards was 7.39 % for the quarter, up from 3.70 % in the year-earlier quarter.