21. On average, they bought policies big enough to pay claims up to $ 20 million. 22. The government reviews and pays claims . 23. States are becoming more aggressive in making sure that plans pay claims from doctors and hospitals. 24. The payer is a healthcare organization that pays claims , administers insurance or benefit or product. 25. Being immersed in the high-risk insurance business, we expect to pay claims on occasion. 26. The moves by insurance companies also may result in higher ratings on their ability to pay claims . 27. At the time, Emlico told regulatorsthat it had reserves of $ 230 million to pay claims . 28. Although insurance would not have protected them from the law, it could have helped pay claims . 29. "It's probably one of the earliest examples of a pay claim ." 30. The ratings include the company's financial strength, which measures its ability to pay claims .