31. Direct estimation of the asymptotic variance-covariance matrix is not always satisfactory. 32. Covariance Model in stockholm format can be downloaded here.33. Covariance Model in Stockholm format can be downloaded here.34. In Gaussian processes, kernels are called covariance functions. 35. Factor or components analysis could be applied to correlations or covariances among cases. 36. An often-seen variant expresses the filter in terms of inverse covariances . 37. Psychometricians have also developed methods for working with large matrices of correlations and covariances . 38. The covariance matrix is allowed to be residuals in the ordinary least squares regression. 39. The covariance matrix plays a key role in financial economics, especially in diversification. 40. The covariance matrix of " T " will be the identity matrix.