31. SAU offers undergraduate, post graduate and Ph . D degrees through course credit system . 32. As in other NITs, the institute follows a credit system for evaluating academic performance. 33. This was heavily influenced by a successful cooperative credit system in Germany called Landschaft. 34. The credit system is expected to be completed in 2011. 35. A credit system encourages students to take up extra-curricular activities. 36. The computation formula for the Official Credit System is composed of two ratios as follows: 37. But it may soon switch to a credit system , such as that used by United. 38. Cooperative credit systems and postal savings offices handled service to small individual and rural accounts. 39. AgStar is part of the federal Farm Credit system . 40. Farm Credit System stock isn't publicly traded and the institution doesn't report earnings per share.