31. Inside the casinos, the atmosphere is no less inviting for visitors who aren't flush with discretionary income . 32. "People don't have the discretionary income ." 33. "But it gives people in the industry reason to be concerned because we're dealing with discretionary income . 34. Any astute wine merchant will agree that much of his income derives from other people's discretionary income . 35. Latinos, who make up about 19 percent of the city's population, have less discretionary income than whites. 36. The teenage girl audience has a lot of clout and a lot of discretionary income from somewhere. 37. A wave of mortgage refinancing has also bolstered discretionary income , putting Americans in the mood to buy. 38. As a result, the study said, health-care costs alone have sliced discretionary income by more than 1 percent. 39. According to analysts, consumers chose to use their discretionary income this holiday season for clothes, jewelry and toys. 40. Kyser said consumers who bought homes were left without as much discretionary income to spend on other things.
