31. Provisions for bad and doubtful debts rose to 416 million pounds from 275 million pounds previously. 32. Provisions for bad and doubtful debts fell to 396 million pounds from 602 million pounds previously. 33. Last month, the bank said fourth-quarter earnings fell 32 percent as provisions for doubtful debt increased. 34. Provisions for bad and doubtful debts fell to 45 million pounds from 71 million pounds previously. 35. Net interest income after provisions and bad and doubtful debts rose by 19 . 7 percent. 36. There was also a $ 10.36 million loss on provisions made for doubtful debts , Fortei said. 37. Charges for bad and doubtful debts are unlikely to be reduced much from here, Payne said. 38. In April, the bank said fourth-quarter earnings fell 32 percent as provisions for doubtful debt increased. 39. Provisions for bad and doubtful debts fell to 172 million pounds from 198 million pounds previously. 40. SBC said provisions to cover bad and doubtful debts climbed 44 percent to 497 million francs.