31. Without earthquake insurance , Japanese homes are not protected against losses from fires caused by earthquakes. 32. Many companies no longer offer homeowners'policies, they say, because they must also offer earthquake insurance . 33. Many property owners did not have earthquake insurance . 34. Perhaps not surprisingly, an increasing number of Californians are deciding not to bother buying earthquake insurance . 35. The government limits earthquake insurance to 10 million yen ( dlrs 100, 000 ) for homes. 36. And few people in Japan carry earthquake insurance , because it's expensive and the compensation is meager. 37. About 2.1 million Californians now carry earthquake insurance . 38. State law requires insurance companies to offer earthquake insurance at the time they sell homeowners insurance. 39. The government is considering raising the cap on earthquake insurance claims, The Daily Yomiuri newspaper reported Friday. 40. Charles and Alida Geoffroy lived in a seven-bedroom house on a hillside for years without earthquake insurance .
