31. FleetBoston Financial Corp . has also terminated the individual accounts of several employees, they said. 32. Normally very active individual accounts would have a bigger variety of editing topics than this. 33. Once the shares are transferred to an individual account , taxes are owed on the dividends. 34. The real risk to future retirees is not that individual accounts would be too risky. 35. A Fleet spokesman, James Mahoney, said Fleet had a policy of not discussing individual accounts . 36. In consumer banking, it serves 39 million individual accounts . 37. Purchases by individuals account for two-thirds of the economy. 38. I have blocked all the individual accounts listed here. 39. Proponents of individual accounts say the solution is to harness the power of financial markets. 40. _Allow workers to invest 4 percent in individual accounts , with benefits reduced a commensurate level.