31. Liggett would also set aside another 5 percent to pay claims by any additional states that might sue. 32. For life insurers, balancing investment portfolios can help win higher ratings on their ability to pay claims . 33. "Insurance companies don't pay claims resulting from improper maintenance, " he explained. 34. Other managed-care companies that have gotten into trouble piqued regulators by taking forever to pay claims . 35. Kathy Vance, office manager for Plaza Medical Consultants, agreed that more insurers pay claims on time. 36. At first many insurers refused to pay claims unless survivors could produce copies of policies or death certificates. 37. While the AIA collects premiums, it also has to pay claims on insurance policies issued in Malaysia. 38. She was however faced with a strike of teachers in November that year over a national pay claim . 39. A . M . Best issues financial-strength ratings measuring insurance companies'ability to pay claims . 40. _And is the plan stable enough that it is likely to pay claims quickly and keep doctors happy?