31. A company would create a superannuation fund, with an associate as the trustee. 32. Australian nurses receive shift loading / penalties and superannuation ( approximately 10 % ). 33. Life insurance products sold in Australia include term life insurance and superannuation investment products. 34. It also will oversee regulation of insurance companies and pension, or superannuation , funds. 35. Almost as bad was the absence of new agents was the superannuation of old ones. 36. This poses a significant problem for superannuation . 37. Examples of universal pensions include New Zealand Superannuation and the Basic Retirement Pension of Mauritius. 38. Furthermore, a mandatory superannuation payment of 11-17 % is paid by Universities. 39. When TPD Insurance is held in superannuation however the benefit is generally taxed when paid. 40. Since superannuation of Mr R . R . Verma, senior most RPF officer viz.