"In the mid-' 80s consumer debt became vastly more profitable than any other kind of lending activity because state usury laws were effectively overturned,"
32.
This is similar to lendors using flat fees to get around usury laws . talk ) 21 : 44, 5 October 2011 ( UTC)
33.
Sale / lease-back businesses get a higher return and attempt to avoid usury laws by structuring their deals as leases, not loans, he said.
34.
He was twice taken to court for violating the usury laws that prohibited charging interest higher than the legal limit of 10 per cent.
35.
Among these statutes were anti-usury laws, which capped the rates at which banks were allowed to lend money, usually between 10 and 20 percent.
36.
But an anti-usury law which prohibited interest rates higher than 18 percent per annum ( 1.5 percent per month ) was repealed in the 1980s.
37.
This distinction, legal experts say, allows the firms to skirt California's usury laws, which would limit the amount that can be charged for the service.
38.
In 1981, to take advantage of recently relaxed state usury laws, Citibank relocated its primary credit card center from New York City to Sioux Falls.
39.
They flourish, advocates say, only in states that permit very high interest limits or have no usury laws and, therefore, no cap on interest rates.
40.
A rental industry trade group, in 1981, warned in its national publication that it would be " disastrous " if usury laws applied to rent-to-own contracts.
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