Two goals for 1998 include further reduction of the country's debt service ratio, toward a goal of 10 percent, and the implementation of a minimum wage of dlrs 0 . 50 TT ( dlrs 1 . 10 U . S ) per hour.
42.
In June 1997 the country's short term debt, according to the bank of International Settlements stood at US $ 16 . 27 billion with reserves totalling US $ 26 . 59 billion and a debt service ratio of 0 . 61 per cent.
43.
Londerville also notes that the maximum Total Debt Service ratio ( the " ratio of the borrower's total debt payments, including mortgage payments and property taxes, to their gross household income " ) is underused in evaluating affordability . " There is an argument that the calculation should be based on take home pay rather than gross pay.
44.
India's reliance on external assistance and concessional debt has decreased since liberalisation of the economy, and the debt service ratio decreased from 35.3 % in 1990 91 to 4.4 % in 2008 09 . In India, External Commercial Borrowings ( ECBs ), or commercial loans from non-resident lenders, are being permitted by the Government for providing an additional source of funds to Indian corporates.
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