41. Charges for bad and doubtful debts tumbled 43 . 2 percent to A $ 182 million. 42. Provisions for bad and doubtful debts fell to 67 million pounds from 89 million pounds previously. 43. Provisions for bad and doubtful debt rose to 118 million pounds from 107 million pounds in 1995. 44. Provisions for bad and doubtful debt fell to 574 million pounds from 639 million pounds in 1995. 45. Midland's provisions for bad and doubtful debt rose to 198 million pounds from 98 million in 1994. 46. Provisions for bad and doubtful debts fell to 24 million pounds from 46 million the previous year. 47. Provisions for bad and doubtful debt fell to 64 million pounds from 72 million pounds in 1995. 48. Provisions for bad and doubtful debt rose to 127 million pounds from 72 million pounds in 1995. 49. Joss said " a few more problems " are also emerging in terms of bad and doubtful debts . 50. There was also a $ 10 . 36 million loss on provisions made for doubtful debts , Fortei said.