In general, state laws require an owner of a policy to have an insurable interest in the life of the insured.
42.
A STOLI arrangement effectively circumvents the insurable interest requirement, thereby making STOLI arrangements illegal, as of July 1, 2010.
43.
A house in Houston worth about $ 100, 000 was flooded 16 times, with $ 800, 000 in insurable repairs.
44.
Texas laws limit those with an insurable interest to close relatives, a creditor or a company wanting to insure a top executive.
45.
Special protective legislation in 1985 provided women with marriage grants and with maternity grants that paid them 75 percent of their insurable earnings.
46.
However, unemployed spouses will have to contribute 7.5 % based on " their partners "'insurable earnings.
47.
"And if something is not calculable, it isn't insurable, " said Hennosy, the Kansas City researcher.
48.
In 1970, seagoing pilots became retrospectively insurable, and gained full social security as members of the Non-Manual Workers Insurance Institute.
49.
As insurance companies increased their service areas, it was no longer practical to send people to every insurable property to assess the risk.
50.
Insurable interest is no longer strictly an element of life insurance contracts under modern law, for example with viatication agreements and charitable donations.
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