41. The remitter authorizes his / her bank branch to debit his account and remit the specified amount to the beneficiary. 42. After a specified amount of time, the teacher will tell the student who it is so the game is not delayed. 43. To understand this better, a vested employee is one that has worked in a company for a specified amount of time. 44. Quick Race simply allows up to four players to participate on any track and race with a specified amount of settings. 45. Annuities are investments that in exchange for a lump sum promise to pay specified amounts over the life of the holder. 46. Some HMOs say they limit pharmacy benefits to a specified amount _ $ 3, 000 a year a patient is typical. 47. The proposed budgets would bind Congress to reduce the deficit by specified amounts , but the programs they target are recommendations only. 48. The designers are given a specified amount of time and cash to create their designs, sometimes working alone and sometimes in teams. 49. A " quota " is essentially a government license to grow a specified amount of peanuts for the domestic market each year. 50. Futures are an agreement to sell or buy a specified amount of a currency at a fixed price at some future date.