1. Routine stress-testing of risk models must be conducted. 2. Basel financial regulations require large financial institutions to backtest certain risk models . 3. The diathesis-stress / dual-risk model . 4. Our risk model did not take into account enough the copy-cat problem, 5. Risk models are used for two main reasons.6. :In certain risk models , there's a concept called " exposure factor ". 7. NIAC is using data from the loan fund to develop risk models specific to nonprofit borrowers. 8. It s a higher reward, lower risk model which is becoming more effective as time moves forward. 9. New credit scores that focus more on future ability to pay are being deployed to enhance credit risk models . 10. In the risk model industry factors carry about half the explanatory power after the market effect is accounted for.
